Denver’s craft beer scene has built a national reputation, and behind every taproom pour is a business carrying risk that general liability alone doesn’t fully address. Siegfried Insurance Group regularly works with local brewery owners who assumed a standard policy covered everything, only to discover the gaps once they started digging into how their operation actually works.<\/p>\n
Any brewery serving beer on-site takes on liability tied directly to that service. If a patron who was overserved causes harm after leaving, liquor liability coverage is what responds, and it’s a completely separate line from general liability.<\/p>\n
Fermentation tanks, brewing systems, and refrigeration units represent a massive investment, and a single equipment failure can halt production entirely. Standard commercial property coverage doesn’t always account for the specialized, high-value nature of brewing equipment.<\/p>\n
A brewery isn’t quite a restaurant, isn’t quite a manufacturer, and isn’t quite a retail space, it’s some combination of all three, and that combination is exactly why a one-size-fits-all commercial policy tends to leave gaps. Coverage needs to reflect the production side, the tasting room side, and everything happening in between.<\/p>\n
If you’re running a brewery in the Denver area and haven’t reviewed your coverage against how your business actually functions, day to day, that’s worth doing before a gap becomes a real problem. Siegfried Insurance Group helps brewery owners throughout Denver, CO build commercial insurance that reflects the full scope of their operation. Visit our commercial insurance page<\/a> or call 303-459-2269.<\/p>\n","protected":false},"excerpt":{"rendered":" A Pint Glass Isn’t the Only Thing That Can Break Denver’s craft beer scene has built a national reputation, and behind every taproom pour is a business carrying risk that general liability alone doesn’t fully address. Siegfried Insurance Group regularly works with local brewery owners who assumed a standard policy covered everything, only to discover […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[28,20,27,12,11],"class_list":["post-69","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-brewery","tag-commercial-insurance","tag-craft-beer","tag-denver","tag-siegfried-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t