Month: January 2026

What Colorado Drivers Need to Know About Insuring Multiple Vehicles

Posted on by admin

Owning multiple vehicles can be convenient for families and households, but it also comes with the responsibility of ensuring each car is properly insured. For drivers in Denver, CO, understanding how to insure multiple vehicles under one policy can simplify the process and provide comprehensive protection for your household.

How Multi-Vehicle Insurance Works

Many insurance providers offer multi-vehicle policies that allow you to cover all your personal vehicles under a single plan. This approach streamlines your coverage, making it easier to manage renewals, payments, and claims. Each vehicle is listed on the policy, and coverage can be customized based on the needs of each car.

For example, you might want full coverage for a newer car while opting for liability-only coverage for an older vehicle. Multi-vehicle policies give you the flexibility to tailor coverage to fit your household’s unique needs.

Why Denver Drivers Should Consider Multi-Vehicle Insurance

Denver, CO is a bustling city with busy roads, and having proper insurance for all your vehicles is essential. Multi-vehicle policies not only simplify the process but also ensure that every car in your household is protected. Whether you’re commuting to work, running errands, or heading to the mountains for a weekend getaway, knowing your vehicles are insured provides added security.

Get Covered with Siegfried Insurance Group

At Siegfried Insurance Group, we help Denver, CO drivers find the right coverage for their vehicles. Our team specializes in multi-vehicle policies, ensuring your household’s cars are protected with the coverage they need. Contact us today to learn more about insuring multiple vehicles under one plan.

Visit Siegfried Insurance Group to explore your options and get the coverage your household deserves.

Read More

The Real Cost of a 2% Wind & Hail

Posted on by Jami Siegfried

Many homeowners assume a 2% wind and hail deductible means $2,000. In reality, the deductible equals 2% of your home’s insured value. On a $700,000 home, that comes out to $14,000 out of pocket before insurance pays anything. For many households, that amount creates a real financial strain.

In Colorado, wind and hail claims happen often. Roof damage from a storm is common. However, writing a check for tens of thousands of dollars is not. As a result, even well-prepared homeowners can feel caught off guard when a claim occurs.

This is where a deductible buy back policy helps.

A deductible buy back policy is a separate, low-cost policy that helps reduce or reimburse part of your wind and hail deductible. Instead of paying the full 2%, you may face a much lower out-of-pocket cost. In turn, this makes filing a claim more financially realistic.

Today’s insurance market continues to push higher deductibles. While homeowners cannot always avoid that shift, they can manage the risk. A deductible buy back policy does not increase coverage. Instead, it helps make your existing coverage usable when you need it most.

If your home policy includes a 2% wind and hail deductible, it may be worth reviewing whether a deductible buy back policy makes sense for you. We evaluate your home, roof age, and current insurance to provide clear guidance. In some cases, paying out of pocket may be the better option. In others, transferring part of that risk can help protect cash flow.

To learn more, call 303-459-2269 or email Support@siginsurancecolorado.com

http://www.siginsurancecolorado.com

Read More